The Central Coast property market continues to show resilience and confidence heading into the final months of 2025. With spring in full swing, buyer demand is steady, listings are increasing and new government incentives are shaping buyer behaviour. Based on current data trends, recent policy changes and seasonal patterns, here’s what we expect to see across the region for the remainder of the year.
Continued Moderate Growth, Especially in High-Value Suburbs
House and unit prices across the Central Coast are expected to continue their upward trend, with many suburbs forecast to experience mid to upper single-digit growth (around 5–8%) through late 2025.
Suburbs with strong infrastructure projects, quality schools, lifestyle amenities, and good transport links will likely outperform the broader market average. The premium coastal and beach front pockets, such as Terrigal, Wamberal, and Avoca Beach remain highly desirable and may record above-average growth thanks to their lifestyle appeal and limited housing supply.
Increased Competition in the Affordable and Mid-Tier Segments
Recent changes to the First Home Buyer Scheme have made it easier for first-time buyers to enter the market, particularly in regional and coastal areas. As a result, we’re expecting stronger competition in the $750,000–$1 million range, especially in suburbs that offer good value for money while still providing access to beaches, schools, and major roads.
This is leading to faster sales in these brackets and renewed interest in development sites, where buyers can add value through renovation or redevelopment. Buyers in this space need to be finance-ready, decisive, and strategic to secure the right property quickly.
Supply Constraints and Potential Bottlenecks
While demand remains steady, housing supply continues to lag behind buyer demand, especially in the most desirable suburbs. New stock is coming onto the market this spring, but not enough to offset the shortage of family-friendly homes in good locations.
This imbalance is creating strong competition for quality properties, often resulting in multiple offers and short days-on-market. Buyers may need to compromise on features or suburb choice to stay within budget or act fast when suitable homes appear.
Divergence Between Suburbs
The Central Coast is becoming increasingly diverse in performance. While some suburbs continue to surge ahead due to infrastructure investment and lifestyle appeal, others remain subdued.
Suburbs with strong school catchments, improved transport links, and new amenities are expected to outperform. Emerging “next wave” growth suburbs, where buyers can still find relative affordability, include Narara, Killarney Vale, Hamlyn Terrace, and Buff Point.
These areas are being highlighted by multiple sources, as having strong growth potential moving into 2026.
Buyer Preparedness Will Be Key
In a competitive market, the difference between securing a property and missing out often comes down to speed and readiness. Buyers who have finance pre-approval in place, flexibility with settlement terms, and a clear understanding of market value will be in the best position to act when the right property appears. Unprepared buyers risk being left behind, especially when desirable homes are selling in a matter of days.
The Premium Market Continues to Shape Local Perceptions
At the upper end of the market, the prestige coastal segment continues to make headlines, driven by multi-million-dollar listings such as the $25 million Wamberal beachfront property.
These trophy homes elevate the perception of the Central Coast as a luxury coastal destination, increasing interest in neighbouring areas where buyers can achieve a similar lifestyle at a lower price point. This ripple effect often draws renewed interest to nearby suburbs such as North Avoca, Forresters Beach, and Killcare.
Risks and Moderating Factors
While the outlook remains positive overall, several factors could temper growth:
Interest Rate Fluctuations: Any upward movement in rates could cool buyer sentiment and borrowing capacity.
Rising Supply: If developers accelerate new housing or infill projects, supply could rebalance and ease price pressure.
Overheating in Entry Markets: In some lower-priced pockets, rapid value gains could create affordability challenges or short-term volatility.
However, with the Reserve Bank signalling stability and migration into the Central Coast remaining strong, most indicators point to steady and sustainable growth rather than a sudden slowdown.
The Central Coast continues to attract buyers from Sydney and beyond, drawn by its balance of affordability, lifestyle, and investment potential. For buyers, this means understanding the nuances between suburbs, staying finance-ready, and having a strategy that aligns with your goals.
At Bryson Buyers Agents, we’re seeing increased demand from both local and relocating buyers looking to secure a home or investment before the end of the year. Whether you’re buying your first home, upsizing, relocating, or investing, having the right guidance and access to off-market opportunities can make all the difference.
If you’re considering making the move, reach out to Bryson Buyers Agents. Our team lives and breathes the Central Coast market and we’d love to help you find the right home or investment.
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